Passkey Wallet Explained
The Fourth Generation of Wallets
Passkey wallets represent a fundamental reimagining of crypto security, leveraging the same technology that Apple, Google, and Microsoft use to secure billions of devices.
How Passkeys Work:
Key Generation: A cryptographic key pair is generated inside your device's secure enclave—the same tamper-proof chip that protects Apple Pay and Google Pay
Biometric Binding: This key can only be accessed when you authenticate with your fingerprint, face, or device PIN
Domain Locking: Each passkey is cryptographically bound to zcloak.money—even perfect phishing sites cannot activate it
Zero Export: The private key cannot be extracted, viewed, or transferred—not even by you
Traditional Wallet vs Passkey Wallet
The Technical Architecture
zCloak.Money combines passkeys with a fully on-chain architecture:
Authentication Layer: Passkeys in device secure enclave
Application Layer: Entire wallet interface on blockchain (not traditional servers)
Execution Layer: Direct smart contract interaction
No Middle Layer: No APIs, no servers, no infrastructure to attack
This isn't incremental improvement—it's architectural immunity.
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